Chevrolet Auto Financing Guide — Drive Your Chevy with Confidence

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Financing a Chevrolet should be as smooth as driving one. Chevrolet Auto Financing provides tailored solutions for new and pre-owned vehicles, offering competitive rates, flexible terms, and financing programs designed for a variety of budgets and credit profiles. 

Whether you’re shopping for the latest Silverado, a family-friendly Equinox, or a sporty Camaro, Chevrolet makes it possible to get behind the wheel with confidence and clarity.

From in-dealership financing to online prequalification, Chevrolet’s process is built for transparency and ease at every step.


See Your Terms with No Impact to Your Credit Score

Find Cars & See Financing Options in One Place

Go to Dealers Ready with a Pre-Approved Offer

Flexible Options for New, Used, and Refinanced Loans


Top Auto Loan Options in the US

  • Bank of America Auto Loans: Competitive rates and refinancing options for a variety of vehicles.
  • Chase Auto Loans: Wide dealership network and flexible terms.
  • PenFed Credit Union: Low APRs for members on new and used vehicles.
  • LightStream: Unsecured loans with no vehicle restrictions.
  • Chevrolet Auto Financing: Brand-specific programs, dealer integration, and tailored customer incentives.
Traditional Bank Financing

Reliable, but may lack the brand-specific incentives Chevrolet offers.

Chevrolet Auto Financing

Integrates the vehicle selection process with financing offers, making the purchase seamless.

Online Lending Platforms

Quick approvals but may not offer Chevrolet-specific discounts.

Unsecured Personal Loans

 More flexible in use but usually come with higher rates

Buy Here Pay Here Dealerships

Easier approvals but higher costs—Chevrolet’s programs are generally more competitive.

How Auto Loans Affect Credit & Finances

Financing through Chevrolet builds credit with consistent on-time payments. This history can lead to better rates for future purchases.
Missed or late payments can harm credit and increase debt-to-income ratios.
Chevrolet’s prequalification protects your credit during the shopping process, as multiple inquiries in a short period count as one.

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