Bank of America Travel Reward – How to apply!

By Raquel Oliveira • 04/03/2025

Bank of America Travel Rewards Credit Card is a great companion for travelers to earn rewards.

Looking for a credit card that rewards you on every purchase without tying you down to annual fees? The Bank of America Travel Reward might just be what you need. It’s simple, flexible, and perfect for everyday spending or travel. 

Plus, with a 25,000-point bonus offer and no foreign transaction fees, it’s a strong contender for anyone who values straightforward rewards. 

This card earns 1.5 points per dollar on all purchases, ensuring a steady accumulation of rewards without the need to track specific spending categories. Points never expire, allowing flexibility in how and when they are used.

With no foreign transaction fees, this card is an excellent choice for those who travel internationally and want to avoid additional charges while making purchases abroad.

Earn unlimited 1.5 points on every purchase

Best thing about this card is how easy it is to earn rewards. You get 1.5 points for every dollar you spend, no matter what you’re buying. Groceries, gas, flights—everything counts. 

And there’s no cap on how many points you can earn, which is great for people who use their card regularly.

What really sets this apart is the flexibility in redeeming your points. You can use them to cover travel expenses like flights, hotels, or even baggage fees. 

This means you’re not locked into specific airlines or travel programs. Whether you’re booking a big vacation or just need to cover a weekend getaway, this card gives you options.

Pros and Cons

Like every card, the Bank of America Travel Reward has its ups and downs. Here’s a quick breakdown to help you decide if it’s the right fit for you.

Pros:

• No annual fee, so you keep more of your money.
• Unlimited 1.5 points on all purchases, making rewards simple.
• No foreign transaction fees, perfect for travelers.

Cons:

• Doesn’t include premium travel perks like lounge access.
• Requires good to excellent credit to qualify.
• Limited rewards value if you’re not redeeming for travel.

Is This Card Right for You?

The Bank of America Travel Rewards credit card is a strong choice for frequent travelers and those who want to earn points on everyday purchases without tracking specific categories. Its straightforward rewards system makes it an easy-to-use financial tool.

For individuals who travel internationally, the absence of foreign transaction fees adds value, ensuring cost-effective spending abroad. The ability to redeem points for travel and dining expenses enhances the benefits for those who frequently engage in these activities.

However, if you are looking for a card with flexible redemption options beyond travel or dining, you may want to explore alternatives that provide cashback or broader rewards.

Why We Like This Card

This card stands out for its simplicity and accessibility, offering a flat-rate rewards system that eliminates the need for tracking spending categories. The 1.5 points per dollar structure ensures consistent earnings on all purchases.

The welcome bonus provides immediate value, allowing new cardholders to start earning travel rewards right away. Additionally, being part of the Bank of America Preferred Rewards program can further increase the points earned per dollar.

With no annual fee, no foreign transaction fees, and easy redemption options, this card is a practical travel companion for those who want to earn and use rewards without additional costs.

Conclusion

The Bank of America Travel Rewards credit card is an excellent choice for travelers who want a simple way to earn and redeem points. Its flat 1.5 points per dollar system, combined with no annual fee and no foreign transaction fees, makes it an accessible option.

The 25,000-point welcome bonus after spending $1,000 in the first 90 days adds significant value for new users. Additionally, the flexible redemption options make it easy to apply rewards toward travel and dining expenses.

While it is best suited for frequent travelers, its straightforward rewards system and lack of additional fees make it an appealing choice for anyone looking for an easy-to-use travel credit card.