Excitement aside, this card continues to deliver strong financial value. During promotional periods, cardholders can earn up to 6% cash back in a category of their choice, especially in the first year.

You can typically select categories such as online shopping, dining, travel, gas, or home improvement. That flexibility allows you to align rewards with your real spending habits instead of adapting to rigid structures.

In addition, the card provides consistent cash back on grocery and wholesale club purchases, making it practical for everyday family expenses.

For disciplined users who pay balances responsibly, the rewards can accumulate quickly, turning regular spending into measurable returns.

New cardholders may qualify for a welcome bonus after meeting a minimum spending requirement within the first 90 days of account opening.

This early incentive adds immediate value and helps maximize the first months of usage.

Another strong advantage of the Bank of America Customized Cash Rewards Visa® is that it generally comes with no annual fee. You can enjoy rewards, flexibility, and the exclusive FIFA design without paying a yearly cost just to keep the card.

For many consumers, this combination of premium feel and cost efficiency is what makes the offer particularly attractive.

What makes this edition unique is how it blends emotional appeal with financial practicality.

Many co-branded or themed cards focus heavily on branding but offer weak rewards. Here, you get a recognizable major bank issuer, customizable cash back categories, and a limited sports-themed design.

Bank of America also provides digital banking tools, account alerts, and fraud protection features that enhance security and usability. The card integrates seamlessly with mobile wallets and online account management.

This balance between lifestyle and financial structure is what separates the Bank of America Customized Cash Rewards Visa® from purely novelty cards.

You are not sacrificing value for aesthetics. You are combining both.

To apply for the Bank of America Customized Cash Rewards Visa®, applicants generally must:

• Be at least 18 years old (or 21 in certain states unless meeting independent income requirements).
• Have a valid Social Security number or Individual Taxpayer Identification Number.
• Demonstrate sufficient income to support credit obligations.
• Meet Bank of America’s credit approval criteria.

This card is typically best suited for individuals with good to excellent credit profiles. Approval is not guaranteed and depends on a full credit evaluation.

As always, reviewing the official terms and conditions before applying is strongly recommended.

This card is ideal for soccer fans who want their wallet to reflect their passion while staying financially strategic.

It is also a strong fit for consumers who prefer flexible rewards. If your monthly expenses vary between online shopping, dining, and travel, the customizable category structure allows you to adapt your earnings.

Frequent online shoppers may benefit significantly from enhanced first-year rewards. By concentrating spending in the chosen bonus category, users can maximize returns efficiently.

Finally, this card works best for responsible credit users who pay their balance in full or manage interest carefully. When used strategically, it transforms regular expenses into meaningful cash back while keeping you connected to the excitement of the 2026 World Cup.

Pros:

• Exclusive FIFA World Cup 2026™ limited-edition design
• Potential opportunity to access match ticket purchase links
• Flexible bonus categories with promotional rates up to 6%
• Welcome bonus for eligible new cardholders
• No annual fee

Cons:

• Ticket access is limited and not guaranteed
• Highest reward rates may be subject to caps or promotional periods
• Requires credit approval, typically good to excellent credit

For fans and strategic spenders, the advantages can clearly outweigh the limitations.