Costco Anywhere Visa

By Raquel Oliveira • 04/04/2025

Costco Anywhere is a powerhouse rewards card tailored specifically for Costco members.

If you’re looking for a card that turns everyday purchases into valuable rewards, the Costco Anywhere Visa Card by Citi could be exactly what you need to save more effortlessly.

With impressive cashback rates across essential categories like gas, dining, and travel, this card delivers real benefits with every transaction, without added costs for Costco members.

Beyond its strong rewards structure, the absence of an annual fee for Costco members makes it even more appealing for those wanting to maximize returns without increasing their overall expenses.

Let’s dive into why the Costco Anywhere Visa® Card by Citi stands out as a smart, practical option for anyone looking to get the most out of their spending habits.

Earn More on Everyday Expenses

The Costco Anywhere Visa® Card by Citi offers a rewards structure designed to complement your lifestyle. Cardholders earn:

• 4% cashback on eligible gas purchases, including gas at Costco, up to $7,000 annually, then 1%.
• 3% cashback on dining and travel.
• 2% cashback on Costco purchases, both in-store and online.
• 1% cashback on all other purchases.

These rewards are automatically credited as cashback, which you receive annually as a reward certificate. The certificate can be redeemed for cash or merchandise at Costco warehouses, making it a seamless way to save while shopping.

The card’s no foreign transaction fees and fraud protection features also make it an excellent choice for travel and international purchases.

Pros and Cons

Pros

• High cashback rates on gas, dining, and travel.
• 2% cashback on all Costco purchases.
• No annual fee (with a paid Costco membership).
• No foreign transaction fees.

Cons

• Cashback redemption limited to Costco warehouses.
• Requires a paid Costco membership to apply.
• High APR for carried balances.

How Do I Know If the Costco Anywhere Visa® Card by Citi Is the Best Credit Card for Me?

The Costco Anywhere Visa® Card by Citi is an excellent choice for Costco members who want to maximize their spending across key categories.

If you frequently shop at Costco, dine out, or travel, this card’s high cashback rates ensure you’re getting the most value for your money.

Its no-annual-fee policy, combined with the ability to earn 4% cashback on gas and 3% on dining and travel, makes it particularly appealing for those with diverse spending habits.

However, if you’re not a Costco member or rarely shop at Costco, the card’s primary benefits may not align with your needs.

Why Do We Like This Card?

We like the Costco Anywhere Visa® Card by Citi for its impressive cashback rates and seamless integration with Costco membership.

The 4% cashback on gas purchases and 3% on dining and travel make it a versatile card for everyday spending and larger purchases alike.

The no-annual-fee structure (for Costco members) enhances its affordability, while the ability to redeem cashback rewards directly at Costco warehouses makes it a practical choice for loyal Costco shoppers.

For anyone looking to maximize rewards on essential spending, this card is a reliable and rewarding option.

Conclusion

The Costco Anywhere Visa Card by Citi is a smart choice for anyone seeking convenience, savings, and consistent rewards from everyday spending. Every purchase brings tangible value back into your hands.

Its combination of high cashback rates, no annual fee, and seamless integration with Costco membership makes this card especially attractive for loyal Costco shoppers.

Before deciding, it’s important to assess your spending habits to ensure you’re positioned to take full advantage of the rewards this card offers.

If your goal is to turn everyday expenses into meaningful savings, the Costco Anywhere Visa® Card by Citi is definitely worth considering.