TD Double Up

By Raquel Oliveira • 04/11/2025

The TD Double Up Credit Card offers a simple cashback structure to maximize rewards.

With unlimited 2% cashback on all purchases—1% when you buy and an additional 1% when you redeem into an eligible TD Bank deposit account—this card is an excellent choice for those who value simplicity and flexibility.

With no annual fee and consistent rewards across all spending categories, the TD Double Up℠ Credit Card is a reliable option for anyone looking to earn more on everyday expenses.

Whether you’re looking to earn consistent rewards on groceries, gas, dining, or online shopping, this card offers a hassle-free way to get more from your purchases.

Earn Unlimited 2% Cash Back on All Purchases

One of the biggest selling points of the TD Double Up Credit Card is its straightforward rewards structure.

Many cash back credit cards require you to track rotating categories or activate special bonuses, but with this card, you always earn 2% cash back on every purchase—no restrictions, no hassle.

• Use it for groceries, gas, dining, entertainment, and online shopping—every purchase earns 2% cash back.
• No limits on how much you can earn, so the more you spend, the more cash back you get.
• Rewards never expire, as long as your account remains open and in good standing.

For anyone who values simplicity in their rewards program, this is a huge advantage compared to other cash back cards that limit earnings based on specific spending categories.

Pros and Cons

Pros

• Unlimited 2% cash back on all eligible purchases.
• No annual fee, keeping costs low.
• $200 cash bonus after spending $1,500 in the first 90 days.
• 0% introductory APR for 15 billing cycles on balance transfers.
• Visa benefits, including cell phone protection when using the card for your monthly bill.

Cons

• Requires a TD Bank deposit account for full 2% cashback.
• Limited additional perks or travel benefits.
• High APR for carried balances.

How Do I Know If the TD Double Up Credit Card Is the Best Credit Card for Me?

The TD Double Up℠ Credit Card is an excellent choice for individuals who want a simple, no-frills cashback card.

If you have or are willing to open a TD Bank deposit account, this card ensures you earn the maximum 2% cashback on all purchases, making it a practical option for everyday use.

However, if you’re looking for travel benefits or higher rewards in specific spending categories, other cards might better suit your needs. The TD Double Up℠ Credit Card is tailored to those who value simplicity and consistent rewards.

Why Do We Like This Card?

We like the TD Double Up℠ Credit Card for its straightforward and generous cashback structure.

The ability to earn 2% cashback on all purchases—without the need to track categories or meet spending thresholds—makes it an easy and effective way to maximize rewards.

The no-annual-fee policy further enhances its appeal, ensuring that every dollar earned stays in your pocket. For individuals who want a reliable and simple cashback card, the TD Double Up℠ Credit Card is a top contender.

A Simple Yet Powerful Cash Back Card

The TD Double Up Credit Card is a fantastic option for those who want a simple way to earn high rewards on every purchase.

With unlimited 2% cash back, a $200 bonus, and no annual fee, it’s a great everyday spending card that provides real value without the complexity of rotating categories.

For those who pay off their balances in full each month, this card is a strong contender for maximizing cash back while keeping costs low. Apply today and start earning unlimited 2% cash back on all your purchases!